Insurance Services
Insurance can be an important component of your overall financial strategy. While its primary purpose is often protection, insurance coverage can offer additional benefits:
- Cash to your estate to pay debts, taxes or other expenses
- Legacy/wealth transfer strategies
- Asset accumulation and distribution strategies
As you seek to build financial security for yourself and your family, you may want to consider the following options:
Protection and Legacy Transfer
- Term insurance – can provide for basic insurance protection, debt consolidation, mortgage cancellation, college funding and family income needs.
- Long-term care insurance – can help defray health care costs not covered by Medicare.
- Disability income insurance – can be used to replace income due to a disabling accident, health issue or mental incapacity.
Asset Accumulation and Distribution Strategies
- Fixed annuities – provide both a fixed-investment rate as well as guaranteed income, with tax-deferred accumulation.
- Universal life insurance – offers life insurance protection with a fixed rate of guaranteed tax-deferred cash value.
A Legend Group financial advisor with insurance knowledge can work with you to assess your insurance needs as part of your investment plan.
Guarantees are subject to the claims-paying ability of the issuing insurance company.
Legend Equities Corporation and its affiliates do not provide estate planning or tax information or advice.